Law School Loans

Last year, I have received student loans for law school, but two months ago I went on my credit limit (once) on a credit card, and then I went over my limit credit (once) on my credit card. I cleared this immediately, but it's still on my credit file. Is it you turned me down for student loans (both Government and private)? If yes, what I can do about it other than get a co-signer?

My first year of law school was eligible for loans from private law to a fairly good rate of interest. The following year, I was denied, and the only thing bad on my credit record is I was more than 30 days late on my Kohl's charge times! I could have got a co-signer, but he instead decided to do because of federal loans. If this is not an option for you, try to find a co-signer. You can actually get a better interest rate if you can get a cosigner with good credit.

Oh, next year I was eligible for loans from the new law, but the old Kohl's is still on my credit file. I think what made the difference is that between these two years, I had paid a bunch of my other credit cards.

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